Thales P3 - Personalization Preparation Process - supports Verisoft’s InstantEMV application and the MagTek ExpressCardEMV to provide Metro Bank with everything it needs to generate and manage the EMV cryptographic card data in-house and right out of the box.

With the implementation of this P3-supported solution, Metro Bank becomes the first financial institution in the UK with the ability to issue a new or replacement card to customers in-store on the spot, rather than the normal three to four working days required via the postal service.

Thales P3 – Personalization Preparation Process – makes it easy to create and issue EMV smart cards without sacrificing control. Developed to closely reflect the evolving needs of the major card schemes, including American Express, JCB, MasterCard® and Visa, P3 supports a full range of contact and contactless chip applications from all the global card associations and a range of smart card platforms including MULTOS, GlobalPlatform as well as proprietary systems. P3 uses Thales P3CM, a robust highly secure hardware cryptographic module which is optimized for high-performance EMV data preparation.