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Monext’s international acquiring platform PCI DSS certified

November 2011 by Emmanuelle Lamandé

Monext’s international acquiring platform has just been PCI DSS certified (Payment Card Industry Data Security Standard). The audit was carried out by XMCO, a consulting firm for information system security.

Monext offers a global solution for
the acquiring of international bank flows. Aimed at buyers (i.e. banks, financial institutions,
payment institutions) and their commercial clients (in shops or online), this platform allows them to
manage cross-border payment transactions made using VISA or MasterCard cards. The platform
covers the full value chain: authorisation, remote data collection, monitoring, calculating
merchants’ fees, accounting interface, and remittance of funds through the banking partner. It also
offers multi-currency reporting services, multilingual call centres, European-wide dispute
management, etc.

Monext provides banks with the means to manage the issues involved with the growth of their
merchants’ international business, who will only need a single acquiring bank across all of Europe.
In particular BNP PARIBAS and UNICRE (Portugal), Monext platform clients, are using the system in
several European countries, including France, Austria, Spain, Ireland, Portugal, and Slovenia.

PCI DSS certification guarantees maximum-security processing for banking institutions which outsource
their international acquiring services. The certification meets the international standards
established by the PCI Council organisation, made up of card networks (MasterCard, VISA,
American Express, etc.). It aims to set standards for the secure storage and manipulation of
supplied data.


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